An Overdraft is the ideal way to manage your cash flow. It is a fluctuating “loan” linked to a business current account.

What does it offer you:

  • Cash when you need it
  • You pay interest only on the amount you use
  • Interest accrues daily on the outstanding amount and is payable at the end of the month
  • Facility is available for use for 12 months and is renewable subject to good performance.


What you need to apply:

  • Business registration documents
  • Six months’ statements from another bank
  • Three years’ financial statements and cash flows
  • Accepted collateral includes, but is not limited to, landed property, cash or investments (Treasury Bills) and Bank Guarantee from a reputable bank
  • Favourable credit bureau report.

You may need to meet other conditions or give us more documents subject to specific borrower conditions.



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